This is about avoiding "diminishing returns" in tracking your personal finances. Focus on the basics, the easy stuff, which is where you will find outsized returns for your effort. Because aside from wasting your time and energy with unecessary information and busy work, a lot of modern personal finance tools risk turning you off of paying attention entirely. This is the worst case scenerio.

In contrast, Fincushion asks very little from you while offering a level of insight sufficient to answer questions like, "Am I living within my means?" and "Can I live like normal if work slows down this summer?".

This hands-off approach helps avoid burn out and means that the new worst case scenerio is that you decide to "graduate" to a more advanced finance tracker. In which case, we will be sad to see you go, but happy to have helped you get your start.